Transaction authentication using complementary colors

In this paper, we introduce a transaction authentication solution that provides compatibility with any banking transactions. Our solution is based on a novel visual cryptographic scheme that supports multiple uses of a single static share, unlike existing techniques in the literature of visual cryptography. To support multiple uses, we utilize complementary colors in the subtractive color mixing model. In our solution, a user is asked to overlap an issued visual cryptography card on an encrypted image that is rendered on a screen to check transaction information and transaction authentication number. We analyze the security of our scheme against various attacks and show its effectiveness using a usability study.